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How to increase your net worth 80% today

People who withdraw $10 and pay a $3 ATM fee

People who make massive “rob me” withdraws but get the better end of the deal

Now I realize that there aren’t a slew of economics majors out there, but this one is a pretty easy win, unless you’re scared of being robbed by that 83 year old woman behind you in line.

When you go to the ATM (please don’t ever say “the ATM machine”), you are a moron if you withdraw a small amount of money at an out-of-network machine.  On that note, why in the hell do we put up with out-of-network machines?  This concept of charging people money to get their money is totally absurd, and I think I’m going to kick the next banker I see square in the berries as a result of this micro-rage I have at the moment.

Anyhow, someone gave me this idea last week while we were talking about other, less important things.  Since that talk, I’ve been paying more attention to the amount that people are taking out of ATMs (yes, to an outside observer, it would appear I was planning a robbery), and it’s mind-blowing.  Either 90% of Atlanta has the net worth of your average Rwandan or they’re a few Skittles short of a rainbow, but in either case I can’t understand why someone would pay a 30% fee to re-own money that is already theirs.  I saw one guy go to the ATM 3 times on a single night last week.  Can someone please explain that to me?

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